Browse the Scope of Our Legal Terms
Our terms of use apply to every account holder from the moment registration is complete. They cover how transactions are processed through DANA, OVO, GoPay, and QRIS; how account disputes are escalated; how personal data is stored and for how long; and the conditions under which
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an account may be reviewed or suspended. Where access or eligibility is discussed, the outcome depends on local law — including applicable Indonesian regulations. We do not override local jurisdiction. If a provision conflicts with a rule in your region, the stricter local rule takes precedence.
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We update these terms periodically, and we will notify you by email or in-account message before any material change takes effect. You can always download the current version from this page.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.